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Zoho's Arattai: A Super App with a Skeptical Twist

Zoho's Mani Vembu envisions Arattai as India's super app, but is the promise too good to be true? Discover the potential and pitfalls. Learn why now.

October 07, 2025
By SmartSuite News Team
Zoho's Arattai: A Super App with a Skeptical Twist

Key Takeaways

  • Zoho's Arattai aims to become a super app, integrating messaging, payments, and enterprise tools.
  • The app's sudden surge in users raises questions about its long-term sustainability and security.
  • Biometric payments and end-to-end encryption are key features, but regulatory compliance remains a concern.
  • Arattai's potential enterprise integrations could face stiff competition from established players like WhatsApp and Slack.

Zoho's Arattai: A Super App with a Skeptical Twist

Zoho's messaging app, Arattai, has suddenly become a sensation, with 3-4 million sign-ups in a week, 100,000 meetings a day, and half a million daily calls. Zoho CEO Mani Vembu envisions Arattai as India's super app, integrating multiple services under one roof. But is this vision too good to be true? Let's delve into the potential and pitfalls.

The Rise of Arattai

Arattai's rapid rise has caught many off guard. The app, which has been in development for over 20 years, has become a household name almost overnight. Vembu's ambitious plans include integrating payments, enterprise tools, and interoperability. However, the sudden surge in users raises questions about the app's long-term sustainability and security.

Biometric Payments and Security

One of the key features of Arattai is its integration of UPI-based payments with biometric security, including fingerprint and facial recognition. While this offers a seamless and secure payment experience, it also opens up concerns about data privacy and potential misuse. Vembu has acknowledged these concerns and plans to roll out end-to-end encryption for text messages, but critics remain skeptical.

Key concerns include:

  • Data Privacy**: How will Zoho handle the vast amounts of user data, especially with biometric information?
  • Regulatory Compliance**: Will Arattai be able to comply with India's stringent data protection laws?
  • User Trust**: Can Arattai build and maintain user trust in an era of increasing data breaches and surveillance concerns?

Enterprise Integration and Competition

Vembu's vision extends to enterprise use cases, with plans to integrate Arattai with third-party services similar to WhatsApp's airline and ticketing integrations. While this could be a game-changer for businesses, it also means Arattai will face stiff competition from established players like WhatsApp and Slack.

Challenges include:

  1. Market Saturation: The messaging and collaboration market is already crowded with mature and well-funded competitors.
  2. User Adoption: Will businesses and consumers switch to a new platform, even with superior features?
  3. Technical Integration: Ensuring smooth and secure integration with existing enterprise systems will be a significant challenge.

The Bottom Line

Zoho's Arattai has the potential to revolutionize the messaging and payments landscape in India, but the road ahead is fraught with challenges. While biometric payments and end-to-end encryption are promising features, the app must address significant concerns around data privacy, regulatory compliance, and user trust to succeed in the long term. Only time will tell if Arattai can live up to Vembu's ambitious vision.

Frequently Asked Questions

What is Arattai, and how does it differ from other messaging apps?

Arattai is Zoho's messaging app, designed to be more than just a communication tool. It aims to integrate payments, enterprise tools, and other services, positioning itself as a super app.

How secure are biometric payments in Arattai?

Arattai uses biometric security like fingerprint and facial recognition for payments, which is generally considered secure. However, the app is working on end-to-end encryption to further enhance data privacy.

Will Arattai face regulatory challenges in India?

Yes, Arattai will need to comply with India's data protection laws, which are among the strictest in the world. This includes handling user data, especially biometric information, with the utmost care.

How will Arattai compete with established players like WhatsApp and Slack?

Arattai's unique selling points include its integration of multiple services and biometric payments. However, it will need to overcome user inertia and prove its value to both consumers and businesses.

What are the potential benefits for businesses using Arattai?

Businesses can benefit from Arattai's integrated platform, which includes messaging, payments, and enterprise tools. This could streamline operations and improve efficiency, similar to WhatsApp's integrations with airlines and ticketing services.